Larry Refsland, a marketing professional in Northern Minnesota, lost both his mother and mother-in-law in the same year three years ago. Larry has thought a lot about the differences between the two funerals since they passed away. “After my mother-in-laws funeral, we owed $9,000,” he says. “After my mothers, we owed nothing. Despite the fact that both women shared a rent-controlled apartment and had a set monthly income, Larry’s mother made monthly payments for prearranged funeral services. However, Larry’s mother-in-law had no such plans, so her family was forced to pay for her funeral immediately.
Making monthly payments toward a pre-paid funeral plan can prevent your family and loved ones from encountering a similar circumstance.
Making monthly payments toward a pre-paid funeral plan can prevent your family and loved ones from encountering a similar circumstance.
The National Funeral Directors Association estimates that the median funeral expense in the United States in 2019 was $9,135 for a funeral with a viewing, service, and vault, compared to $6,645 for cremation with a memorial service and memorial viewing. The median cost of a funeral can exceed $10,000 when cemetery fees are included. Even straightforward cremations without a service can cost more than a family can afford. (Read our complete article on funeral, burial, and cremation expenses here.) ).
It’s crucial for each of us to plan and fund funerals in advance to lessen the financial and emotional burden as much as possible, especially when combined with the grief of losing a loved one.
The bottom line is that your family will be responsible for paying for your funeral, cremation, and cemetery expenses if you pass away. Only a few options, besides paying with cash on hand, are available to cover these costs: pre-paid funeral plans, life insurance, veterans benefits, or a few last-resort choices in an emergency.
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Checkout our official dignity memorial links below:
Funeral Payment Plan | Dignity Memorial
https://www.dignitymemorial.com/prepaid-funeral-plans/payment-plan
For U.S. veterans in 2020, the U.S. Department of Veterans Affairs will pay a $300 burial allowance and $780 for a plot (for a nonservice-related death outside …
Dignity Memorial – Funeral Homes, Cremation and Cemeteries
https://www.dignitymemorial.com/
Through personalized funerals and thoughtful memorials, Dignity Memorial providers celebrate each life like no other. We are the largest network of funeral …
FAQ
Can you make payments on funerals?
The policies usually have policy amounts between $10,000 and $25,000, and they are paid for in monthly installments directly to the funeral home. People can pay for their funeral arrangements with pre-paid funeral plans before they pass away.
What are the pros and cons of a prepaid funeral?
To decide if pre-paid funeral plans are right for you, consider the following major benefits. Reduce your family’s burden. Honor your personal decisions. Secure an affordable price. Choose your funeral home. You can’t transfer your plan. There can be unexpected fees. Prepayment doesn’t cover all costs.
Who company owns most funeral homes?
1. Service Corporation International. The largest funeral home chain in the world, Service Corporation International (SCI), operates more than 2,000 funeral homes throughout North America. SCI, which was established in 1962, has been a pioneer in the funeral home sector for more than 50 years.
Who owns Dignity Funerals?
Dignity plc was founded in 1994 and belongs to the public industry of funeral services. Its headquarters are in Sutton Coldfield, Birmingham, United Kingdom.