You can buy gift cards with your Lowe's Store Card either online or at any Lowe’s store. If you’re looking for Visa or Mastercard gift cards, keep in mind that Lowe’s only sells these gift cards in store, not online.
You should also take into account that gift cards don’t get the 1.25 points / $1 you would usually receive when buying merchandise with your Lowe's Store Card. So, it's really up to you to decide whether it is worth buying a gift card with this card.
This answer was first published on 12/28/15 and it was last updated on 05/08/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
You can buy gift cards with a credit card at some retailers but not others. For example, you can buy gift cards with a credit card at Walmart, Target and Amazon.com but not at 7-ElevenSave Mart or Albertsons. Many stores don’t allow it because buying gift cards with counterfeit or stolen credit cards is a common practice. On that note, you may earn rewards when buying gift cards with a credit card, but if you use...
You can't get cash back in store with the Lowe's credit card, but you do have a 5% flat discount when you use it there.
Alternatively, there are special financing offers on bigger purchases you can opt for:
Deferred interest plan: No interest on purchases of at least $299, if paid in full within 6 months. If not, interest will retroactively apply to your original purchase amount at the full regular 31.99%...
If you're in the market for a similar credit card that can be used almost anywhere, check out the Capital One Walmart Rewards® Mastercard® (see Rates & Fees). This card can be used everywhere Mastercard is accepted. Plus, it offers 1 - 5% cash back on...
* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: Lowe's Store Card and Lowe's Business Credit Card
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