How To Make an Old Navy Credit Card Payment

SACRAMENTO, USA - SEPTEMBER 23:  Old Navy store on September 23, 2013 in Sacramento, California.
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With affordable prices and more than 1,200 stores across the United States, Old Navy is a favorite shopping destination. The company also has branded credit cards that offer generous rewards: the Navyist Rewards credit card or Navyist Rewards Mastercard, issued by Barclays.

Explore: GOBankingRates’ Best Credit Cards for 2023

You can use either of the Old Navy cards in all Gap Inc. stores, including Gap, Banana Republic and Athleta. The Navyist Rewards Mastercard works anywhere that accepts Mastercard. Cardholders of either card earn points for purchases and can redeem those points for rewards that work like cash on future purchases. The cards have no annual fee and give cardholders early access to sales and exclusive offers.

To enjoy these perks, you need to keep your account current by paying the bill on time. There are plenty of ways to make an Old Navy credit card payment. Here’s everything you need to know.

How Can I Pay My Old Navy Credit Card?

Old Navy offers cardholders the option to make an online payment. You can also make a payment by mail or by phone.

Old Navy stores are not able to accept payments in person.

Make an Old Navy Credit Card Payment Online

You’ll need to register for online access to your Navyist Rewards credit card or Mastercard account before you can make a payment. You can do that through the card login page by clicking “Set up online account” and entering the last four digits of your Social Security number, your account number and your occupation.

After you’ve registered your card, follow these steps to make a payment:

  1. Enter your username and password on the login page and click “Log in.”
  2. Follow the prompts to make a payment.

You can select “Remember username” before you log in to make the process a little easier next time, if you choose.

Make an Old Navy Credit Card Payment by Mail

To make an Old Navy credit card payment by mail, you need a check or money order. Mail the payment along with your account number to the appropriate address.

There are a few payment addresses for Navyist Rewards credit cards or Mastercards from Barclays, so it’s best to verify the address on your credit card statement to be sure you have the right one and avoid any delays in processing your payment.

For regular payments, there are two address options:

Card ServicesP.O. Box 60517City of Industry, CA 91716-0517

Card ServicesP.O. Box 13337Philadelphia, PA 19101-3337

Overnight payments need to be sent to a different address — there are also two options, both of which require specific envelopes and labels from UPS, Mail Boxes Etc., FedEx or U.S. mail.

RemitcoCard ServicesLock Box 605172525 Corporate Place, Suite 250Monterey Park, CA 91754

Card Services400 White Clay Center DriveNewark, DE 19711

Make an Old Navy Credit Card Payment by Phone

You can call 866-621-0532 to make your payment for your Navyist Rewards credit card or Navyist Rewards Mastercard. Make sure you have your card account number and payment information on hand.

Can You Make an Old Navy Credit Card Payment in the Store?

No, you cannot make in-store Old Navy credit card payments. Stores also do not provide envelopes or other assistance for making credit card payments.

What To Do If Your Old Navy Credit Card Payment Is Late

You can use any of the Old Navy bill pay options to make a late payment. To avoid paying a late payment fee on a Navyist Rewards credit card or Mastercard, the minimum payment is due by 11:59 p.m. ET on the due date included on your statement if you make your payment online or by phone. If you make your payment by mail, it must be received by 5 p.m. local time at the payment address in order to be credited the same day.

For Barclays Old Navy cards, the late fee can be up to $41, or up to $15 for Iowa residents.

Information is accurate as of April 4, 2023.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

This article has been updated with additional reporting since its original publication.

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