As a Virginia homeowner, you may be eligible for assistance through the Virginia Housing Development Authority (VHDA). VHDA offers a variety of programs to help Virginians with their housing needs, including down payment and closing cost assistance, income limits and credit score requirements.
When you’re ready to apply for assistance, you’ll need to create an account and login to the VHDA website. Once you’re logged in, you’ll be able to view and pay your bill online.
If you have any questions about the VHDA bill pay process, our customer service team is here to help. Give us a call at 1-800-227-8432 or send us an email at [email protected] and we’ll be happy to assist you.
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Checkout our official vhda links below:
View all mortgage information, make payments , set alerts and more via our online portal. Learn how to make an online payment . Watch video. Manage Your Mortgage.
Individuals & Families. Resources for homeowners, homebuyers and renters. Pay Your Mortgage · Virginia Housing Home Loans.
Can you pay Vhda with credit card?
Pay with a debit card from Visa, MasterCard, Discover, Apple Pay, or your bank account.
How do I find my Vhda loan number?
Your loan number is written on your check. Your check is accompanied by the appropriate month’s coupon. If a payment is not made with a coupon, Virginia Housing will decide how to use it.
Is Vhda a FHA loan?
VHDA FHA Plus Loans are home loans with a second mortgage that are financed by VHDA and insured by the FHA. The purpose of this structure is to assist qualified borrowers who require down payment and closing cost assistance when purchasing a home.
What credit score is needed for a VHDA loan?
You must be a first-time homebuyer in Virginia and cannot have owned a home in the previous three years to qualify. Have a minimum credit score of 620. cannot go over specific income and purchase price caps, which change depending on where your property is located.